Personal Insurances

As a financial adviser that’s been providing advice for almost 20 years now, I often talk to people who have negative feelings when it comes to life insurance. However, whenever your financial situation changes (like buying or selling a property), you should take to the time to review your personal insurances. As by not doing so, you could be holding more insurances than you need and wasting money or putting your financial wellbeing at risk by not holding the appropriate levels of insurance.

I speak from a first-hand experience as I’ve personally benefited from holding insurance, particularly trauma insurance; one of the most underappreciated covers in the suite of personal insurance options.